:root{--paper:#f5f2eb;--white:#fffefa;--ink:#213c36;--muted:#5e6861;--line:#d6dcd2;--accent:#bb4d32;--light:#e7ece3;--max:1220px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.7 'Avenir Next',Avenir,'Segoe UI',sans-serif}h1,h2,h3,p{margin:0 0 20px}h1,h2,.serif{font-family:Georgia,'Times New Roman',serif;font-weight:400;letter-spacing:-.045em}h1{font-size:clamp(46px,6.5vw,88px);line-height:1.04;max-width:950px}h2{font-size:clamp(32px,4vw,52px);line-height:1.13}h3{font-size:21px;line-height:1.35}a{color:inherit;text-underline-offset:5px}a:hover{color:var(--accent)}button,input,select,textarea{font:inherit}button,.btn{min-height:48px;cursor:pointer}a.btn,button.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--ink);color:white;border:1px solid var(--ink);padding:13px 22px;text-decoration:none;font-size:15px;font-weight:650;gap:16px}.btn.alt{background:transparent;color:var(--ink)}.btn:hover{background:#34584e;color:white}.wrap{max-width:var(--max);margin:auto;padding:0 34px}.skip{position:absolute;left:20px;top:-100px;background:white;padding:12px;z-index:100}.skip:focus{top:10px}:focus-visible{outline:3px solid var(--accent);outline-offset:4px}.masthead{border-bottom:1px solid var(--line);background:var(--paper);position:sticky;top:0;z-index:10}.topbar{display:flex;align-items:center;justify-content:space-between;min-height:89px;gap:25px}.brand{text-decoration:none;display:flex;align-items:center;gap:12px;font-weight:750;font-size:17px;line-height:1.25}.brand img{width:35px;height:35px}.brand small{display:block;font-size:10px;letter-spacing:.19em;text-transform:uppercase;font-weight:500;margin-top:5px}nav{display:flex;align-items:center;gap:27px;font-size:14px}nav a{text-decoration:none}.menu-toggle{display:none;background:transparent;border:1px solid var(--line);padding:8px 14px}.eyebrow{font-size:11px;font-weight:750;letter-spacing:.16em;text-transform:uppercase;color:var(--accent);margin-bottom:22px}.hero{padding:72px 0 55px}.hero-grid{display:grid;grid-template-columns:1.23fr .77fr;gap:60px;align-items:center}.hero p.lead{font-size:19px;max-width:620px;margin-top:28px;color:var(--muted)}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.micro{font-size:12px;color:var(--muted);line-height:1.7}.hero .micro{margin-top:20px;max-width:540px}.plan{background:var(--light);padding:32px;position:relative;min-height:440px}.plan-head{display:flex;justify-content:space-between;font-size:10px;letter-spacing:.15em;text-transform:uppercase;border-bottom:1px solid #aebdb0;padding-bottom:15px}.plan svg{width:100%;height:auto;display:block;margin:25px 0}.plan .serif{font-size:29px;line-height:1.2;margin-bottom:12px}.plan-foot{font-size:12px;line-height:1.6;max-width:310px}.strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:18px 0;font-size:12px;display:flex;justify-content:space-between;gap:20px}.section{padding:76px 0}.section.light{background:var(--white)}.split{display:grid;grid-template-columns:.7fr 1.3fr;gap:80px}.section-intro{max-width:580px;color:var(--muted)}.index-list{border-top:1px solid var(--line)}.index-row{display:grid;grid-template-columns:36px 1fr 24px;gap:16px;padding:24px 0;border-bottom:1px solid var(--line);text-decoration:none;align-items:start}.index-row span.num{font-size:12px;color:var(--accent);padding-top:5px}.index-row strong{display:block;font-size:21px;font-weight:550;margin-bottom:6px}.index-row p{font-size:14px;color:var(--muted);margin:0}.feature{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}.feature-note{padding:30px;background:var(--light);font-size:15px}.feature-note ul{margin:0;padding-left:20px}.feature-note li{margin-bottom:12px}.rule{border-top:1px solid var(--line);padding-top:20px}.callout{background:var(--ink);color:#f4f2e9;padding:44px}.callout h2{max-width:700px}.callout p{color:#d3ded5;max-width:680px}.breadcrumb{font-size:12px;color:var(--muted);padding:28px 0}.article-head{max-width:980px;padding:30px 0 42px}.article-head h1{font-size:clamp(42px,5.6vw,72px)}.article-head .lead{font-size:21px;color:var(--muted);max-width:800px;margin-top:25px}.article-layout{display:grid;grid-template-columns:235px minmax(0,780px);gap:65px;padding-bottom:80px}.toc{font-size:13px;position:sticky;top:115px;align-self:start;border-top:1px solid var(--line);padding-top:20px}.toc a{display:block;padding:8px 0;text-decoration:none}.toc strong{display:block;font-size:10px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:10px}.article-body section{margin-bottom:50px;scroll-margin-top:115px}.article-body h2{font-size:35px;margin-top:16px}.article-body h3{margin-top:26px}.article-body p,.article-body li{color:#374b42}.article-body li{margin-bottom:10px}.article-body ul,.article-body ol{padding-left:23px}.sources{padding:25px;background:var(--light);font-size:13px}.sources h2{font-size:25px}.related{margin-top:40px;padding-top:25px;border-top:1px solid var(--line)}.related a{display:inline-block;margin:0 17px 10px 0;font-size:14px}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{font-weight:650;cursor:pointer;min-height:44px}.faq details p{font-size:15px;padding-top:15px}.form-panel{background:var(--white);border:1px solid var(--line);padding:35px}.form-panel h2{font-size:35px}.field{margin:18px 0}.field label{font-size:13px;display:block;font-weight:650;margin-bottom:6px}input:not([type=checkbox]),select,textarea{display:block;width:100%;min-height:48px;background:var(--paper);border:1px solid #9fae9f;border-radius:0;padding:11px;color:var(--ink)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.consent{font-size:13px;display:flex;gap:12px;align-items:flex-start;margin:24px 0}.consent input{width:20px;height:20px;flex:none;margin-top:3px}.hp{position:absolute;left:-10000px}.ok-msg{display:none;padding:24px;background:var(--light)}[data-lead-error]{color:#9b2c20;font-size:14px}.table-wrap{overflow:auto}table{border-collapse:collapse;width:100%;font-size:14px;margin:20px 0}th,td{border-bottom:1px solid var(--line);padding:16px 12px;text-align:left;vertical-align:top}th{background:var(--light);font-weight:650}td select{font-size:13px;min-width:130px}.compare-output{background:var(--light);padding:22px;margin-top:20px}.calculator{background:var(--light);padding:28px;margin:25px 0}.calculator output{display:block;font:40px Georgia,serif;margin-top:15px}.checklist label{display:flex;gap:14px;padding:15px 0;border-bottom:1px solid var(--line)}.checklist input{width:20px;height:20px;flex:none}.footer{background:var(--ink);color:#e9eee6;padding:55px 0 25px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:50px}.footer h3{font-size:15px}.footer p{font-size:13px;max-width:450px;color:#c4d0c6}.footer a{font-size:13px;display:block;margin-bottom:8px}.footer-base{border-top:1px solid #60756a;display:flex;justify-content:space-between;gap:20px;margin-top:35px;padding-top:20px;font-size:11px}.footer button{background:transparent;color:inherit;border:0;text-decoration:underline;padding:0;font-size:12px}.cookie-note{position:static;max-width:none;background:var(--white);border:0;border-top:1px solid var(--line);padding:18px max(22px,calc((100vw - 1152px)/2));z-index:1;box-shadow:none}.cookie-note p{font-size:13px;margin:0 0 13px}.cookie-note button{font-size:13px;background:var(--ink);color:white;border:0;padding:8px 15px}.cookie-note[hidden]{display:none}.mobile-cta{display:none}code{overflow-wrap:anywhere}@media(max-width:850px){.wrap{padding:0 22px}.topbar{min-height:74px}.brand{font-size:15px}.menu-toggle{display:block}nav{display:none;position:absolute;top:74px;left:0;right:0;padding:20px;background:var(--paper);border-bottom:1px solid var(--line);flex-wrap:wrap}nav.open{display:flex}.hero{padding:45px 0}.hero-grid,.split,.feature,.footer-grid{grid-template-columns:1fr;gap:32px}.hero-grid{gap:38px}.hero h1{max-width:640px}.plan{min-height:auto;max-width:600px}.plan svg{max-height:260px}.strip{flex-wrap:wrap;justify-content:flex-start;font-size:11px}.section{padding:48px 0}.article-layout{grid-template-columns:1fr;gap:25px}.toc{position:static;display:flex;flex-wrap:wrap;gap:0 18px}.toc strong{width:100%}.article-head{padding-top:10px}.article-head .lead{font-size:18px}.article-body h2{font-size:30px}.callout{padding:28px}.footer-base{flex-direction:column}.form-panel{padding:23px}.form-grid{grid-template-columns:1fr;gap:0}.cookie-note{bottom:12px;left:12px;right:12px}.mobile-cta{display:block;background:var(--ink);color:white;text-align:center;padding:12px;font-size:13px}.table-wrap table{min-width:620px}}@media print{.masthead,.footer,.cookie-note,.mobile-cta,form,.toc{display:none}.article-layout{display:block}.wrap{max-width:none;padding:0}body{background:white;font-size:12pt}.section{padding:20px 0}a{color:black}button{display:none}}
